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Glint + Gold and Crypto both deliver a more reliable, independent and ultimately fairer alternative to government-issued paper-money.

Glint has enabled gold to be used as everyday money all over the world via electronic payments, to spend on anything from a coffee to a family holiday. Crypto seems to be a long way from achieving this, with many banks refusing to deal with accounts that are funded with cryptocurrencies.


We believe that cryptocurrencies share our vision – which is that everyone deserves an equal opportunity to prosper with a secure and reliable form of money.

Glint offers a choice for clients to save, share and spend in real gold and other currencies like the USD, GBP or EUR, depending on where they live.





Glint has enabled gold to be used in payments and unlike Crypto, transactions are fast – within 200ms, this can be maintained regardless of volume of transactions. The transfer of gold ownership from one Glint wallet to another is therefore scalable.


The bigger the Bitcoin network gets, the slower it is likely to become – there are a variety of causes from congestion to increased block size. Bitcoin can take days for transactions to be confirmed when busy: 5 days in 2018. Plus, since launch, Bitcoin has only been able to process a maximum of 7 transactions per second. Although the Lightning Network is designed to speed up transaction processing times, there are still issues with fees as each transaction can be subject to several fees.



For thousands of years, gold has been accepted as both a currency and as store of value, with a long-established position within the financial system. Gold is used as money and stored by central banks.

In the UK, Glint is authorised and regulated by the Financial Conduct Authority, under the Electronic Money Regulations 2011, for the issuing of electronic money (FRN 900657).  Gold is not regulated by the FCA.

In the US, Glint is a U.S.-based authorized Card Program Manager. Funds are held at Sutton Bank, Member of the Federal Deposit Insurance Corporation (FDIC), in an FDIC-insured account. Glint Pay Inc. employs effective Anti-Money Laundering (AML), Countering the Financing of Terrorism (CFT), and fraud prevention systems and controls to mitigate and combat risks.


All cryptocurrencies are likely to face increased regulation. In the US recently there has been the SEC lawsuit against Ripple and previous comments from Janet Yellen have focused on the need to curtail Bitcoin to stop illicit financing.

Globally, Bitcoin is already banned in China, and India has drafted legislation to ban digital currencies once again.  The viability of Bitcoin as a currency and store of value could be called into question if more countries follow China.



Gold mining companies adhere to the World Gold Council’s Responsible Gold Mining Principles, which cover ESG criteria for the industry, including environmental topics such as water management and climate change.

Gold is created naturally. Once a unit of gold is mined and extracted, it does not consume further energy and can be transacted or used as a store of value without detriment to the planet.


Cambridge University has calculated that operating and maintaining the Bitcoin blockchain and its transactions requires extremely large amounts of energy estimated to be the equivalent of that used by a country of over 200m people, around 3 times the UK population.

 Cryptocurrencies require mining and therefore considerable energy consumption for not just creation but all transactions. Currently, 60% of Bitcoin mining originates in China, with a huge carbon footprint – expected to hit130.50 million metric tons of carbon emission by 2024.



Gold has been used as money for at least 3,000 years. It has survived as money and a medium of exchange through the greatest of disruptions including world wars, dramatic leaps in technology, government intervention as well as seismic shifts in social frameworks and politics. Over time, gold has proven to be a reliable hedge against inflation and uncertainty.

The nature of anything defined by human beings is subject to corruption, sometimes with the best intent. Gold is created naturally and cannot be destroyed – this is part of its intrinsic value.


As yet, Cryptocurrencies have not had to face any of these challenges and is therefore untested over time.